One of the biggest arguments with the Affordable Care Act or Obamacare is that some people do not like to do what they are told. I fully support the freedom of choice and if people choose to go with out insurance and pay the annual fine because they want to, why not?
The main goal of the ACA is to make health insurance affordable and accessible for more Americans. I think it will do that. People have not gotten insurance because they were told they had pre-existing conditions, low income, or whatever reason. Now there are options for all.
A recent story listed some people and why they did not want to have health insurance. That is clearly their choice and as the penalties rise in the coming years more of them may change their minds. Also, as people age they have a tendency to develop ailments which need expensive treatments.
I think in the future, there will be care for families with small children and they will grow up with health insurance and expect to continue you having it. I do think there will always be those who choose not to. That is their choice.
Me I will always have health insurance.