The beginnings of the new health care reform program are starting and apparently insurance companies are having to change the way they do business and start insuring sick people. Hmmm... Isn't the whole reason to have health insurance is in case you get sick?
I think a shake up of the insurance industry is a good idea. I mean there are people out there who faithfully pay their premiums and then get a nasty medical diagnosis and their insurance companies drop them.
Which makes me think a minute. Aren't insurance companies not supposed to know what your health issues are? It is fairly obvious. If first you submit a bill for a mammogram, and then an ultrasound, and then a biopsy, and then a consultation with an oncologist. I am sure they figured out that one. So obviously in this case, insurance companies are in the wrong for looking at what is going on with your health and then dropping you.
I am not getting on the political horse here to talk about the right and wrong of health care reform because this isn't about politics. I just want to write about the patient side of things.
I am lucky in that I have good health insurance and live in a state with many protective laws. But this really kills me when insurance companies say: "...insurers say the new rules could require them to cover too many sick children and too few healthy ones." Now the new laws are requiring them to change the way they do business - which I see as a good thing. What if you could only get health insurance if you were healthy? This has been a reality in some places.
Let's just hope that now sick people can get insurance.